But now with the introduction of green PIN and self-PIN generation, cards are being sent in active state. However, only when you generate the PIN, you can start using your credit card.Įarlier, when banks used to generate credit card PINs, there used to be a separate card activation process.
Most of the banks or card issuers, send a new credit card in active state. How to Activate a Credit Card?Ĭredit card activation is another important step in using your credit card for the first time. Hence, the PIN should not be shared with anybody. It is a measure that is taken by the banks to secure one's credit card.
The payment system matches the PIN and the user ID before giving permission to the customer to make any transaction. While using the card, the cardholder needs to enter the PIN.